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Canvas wall art is a unique way of decorating your space. From condos to dorms,abercormbie france, wall art canvas is an artistic and aesthetic expression on your walls. The best part is that it need not be expensive. For its versatility and its uniqueness more and more people are opting for wall art UK.
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Most companies specialising in wall art UK accept orders online and this gives one some unique advantages. Anything that can be sent via the internet can be converted to a canvas wall art. This includes pictures taken on your camera,air jordan, MMS, photos from the World Wide Web and even the Facebook.
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More and more houses in UK today carry a wall art canvas. From a Bansky print to your own photos it frames any subject you choose. For its ease,hogan, convenience,scarpe hogan, versatility and low cost canvas wall art is the most preferred wall art.
By Conrad Mckee
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.

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It’s taken me and a good friend of mine a long time to get this piece. From here on out,[link widoczny dla zalogowanych], I constantly drop hints about just ‘being friends’ and how I really ‘like her as a friend’ and how ‘it’s nice to meet someone that I like as a friend’.
This makes them laugh, but it also gets them thinking, “Who the hell is this guy to be qualifying me?” which is perfect.
***HERE COMES THE KILLER! Next, when we’re getting ready to hang up, I say something like, “Great, it’s going to be nice to get to know you better. And if nothing else, we can just be FRIENDS.”
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Next, I tell them, “The coffee place is close to my house so why don’t you just meet me at my place, ring the bell,[link widoczny dla zalogowanych], and I’ll come out and we can go… this way if you’re a few minutes early or late,[link widoczny dla zalogowanych], I don’t have to be waiting.” (I got this idea from a friend of mine.)
Then I say,[link widoczny dla zalogowanych], “Now, let me ask you this… what are the chances that you’re not going to show up tomorrow? Because one of my pet peeves is people that are late or flaky. I can deal with a lot of things, but I’m always on time where I say I’m going to be, and I never have an excuse or don’t show up… so I just wanted to make sure… because if there’s one thing that could end our friendship before it starts, it’s flakiness.” This sets the right tone for flaking, as you can see.
This is most likely the first time IN THEIR ENTIRE LIFE that this has happened to them. It continually triggers their insecurity and makes them wonder why they&#8217,[link widoczny dla zalogowanych];re not attractive enough to you,[link widoczny dla zalogowanych]. It also disarms them completely. (You have to really possess the mindset that you are qualifying them and that they’re going to be your friend for this to work)
Trust me on this one… this messes them up soooooo hard that they literally don&#8217,[link widoczny dla zalogowanych];t know what to do,[link widoczny dla zalogowanych].
I’ll tell them that I was about to go do something (to remind myself and let them know that I have a life) and then say, “Well,[link widoczny dla zalogowanych], let’s see… what’s your schedule for the next few days? (I choose a time based on her reply…) Why don’t we get together tomorrow at about four. Do you know where the blah blah blah coffee shop is? Great… if we get along, then maybe we can go for a bite to eat… but you know, coffee is a safe bet… this way, if you’re scary in person, I can say, “Oh, hey… um… I just remembered that I have to go floss my cat… it’s really important…” and then we can call it a night.”
By David DeAngelo
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I personally like to use the friendship jargon because I have decided that it&#8217,[link widoczny dla zalogowanych];s better to enter any new relationship in a ‘NOT NEEDY’ frame of mind. Talking about being friends reminds ME to pay more attention and to remember that I don&#8217,[link widoczny dla zalogowanych];t need anything and to stay focused on learning.
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.

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If you took the time to read this article, chances are that you love your kids and realize the importance of modeling preferred behavior. How do you do that? Be good company. This year, consider giving the gift of good conversation.
Demonstrate your interest by completely hearing what your
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encouraging nods and sounds. Resist the impulse to dismiss
feelings or give unsolicited advice. Be interested in their
lives without taking over.
Teens,[link widoczny dla zalogowanych], like most individuals, want parents to respect their views, even if their parents don't agree with them. Realize that you can acknowledge another's viewpoint without making it right or wrong. With acknowledgment it's much more likely that your son or daughter will want to hear your ideas.
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5,[link widoczny dla zalogowanych]. Be understanding.
Comment on what is being said without evaluating everything. If you begin to feel uncomfortable, say "Uh-huh," and keep listening. Don't get furious,[link widoczny dla zalogowanych], get curious. Use a collaborative approach with your teen. Your support allows your son or daughter to stop and think things through more clearly.
Stay focused on what you like about your teens. Make meaningful appreciative statements. It doesn't have to be something BIG. Say something like, "Even though you had a lot on your mind, you took the time to call. I really appreciate that." Make sure mean it; kids can spot when you're being phony.
2,[link widoczny dla zalogowanych]. Be Involved.
Holidays can be tricky business for parents and teens due to differing expectations,[link widoczny dla zalogowanych]. While we each want to feelloved
and accepted for who we are,[link widoczny dla zalogowanych], we have our own ideas about
how that ought to occur.
6. Be appreciative.
Below are seven ways to help you enjoy your teenage children.
Check in periodically with your teen and talk about what's
on his or her mind. Initiate,[link widoczny dla zalogowanych], but don't force it; leave the door open to take advantage of those times when teens are ready to open up. Talking to them right then, whenever possible, will show them that you really do care. This will strengthen your bond.
==============================================
© 2005 Barbara McRae, MCC.
By Barbara McRae, MCC
See all Articles by Barbara McRae, MCCGet Updates on Teenagers and ParentingGet Updates on Barbara McRae,[link widoczny dla zalogowanych], MCC Average: 0 Your rating: None Tweet
1. Be Interested.
4,[link widoczny dla zalogowanych]. Be reasonable.
Help your teen understand the reasoning behind your requests. Stay away from commands. Make sure your rules are age-appropriate. Offer choices and be willing to negotiate based on each child's maturity level and the specific situation at hand. One size does not fit all.
3. Be respectful.
If your kids want to spend part of their holiday time with
their friends, let them. Your teen's friends are important
to him or her as your friends are to you. There's no need for feeling competitive,[link widoczny dla zalogowanych]; don't take it personal. It isn't,[link widoczny dla zalogowanych]!
The secret to having kids look forward to spending time with mom and dad lies in treating teens as if they are already adults. When you accept teens as they are and simultaneously bring them to the level of adults, you create a friendly meeting ground.
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.

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As much of a cliché as it seems,[link widoczny dla zalogowanych], we need to be reminded of it again and again - the most important person to learn to love is yourself. You want to create the most loving and joyful relationship with yourself. You are the only person you will ever be with on a constant basis. Other people can leave you but you will never leave yourself. So find ways to love and nurture yourself. Do things that make you happy. Be gentle and kind to yourself – always. Your relationships with others will grow out of the loving relationship and sense of appreciation you have for yourself. The people who come into contact with you will be greatly touched by your presence and will respond to the love emanating from within you.
3). If you recently experienced a loss and are grieving over your loved one, allow this to be a day of mourning. Acknowledge that this is a hard day and seek out support from others.
2). Your self-worth is not dependent upon your current relationship status,[link widoczny dla zalogowanych]. A relationship does not define you,[link widoczny dla zalogowanych]. Remember that love is for all - not just couples,[link widoczny dla zalogowanych]. You have many relationships and people who love you.
1). Recognize the illusory nature of the holiday. Remember that Valentine’s Day is a commercial holiday. It is not so much about love and relationships as it is about selling flowers,[link widoczny dla zalogowanych], candy, cards and jewelry.
Here are some tips and suggestions:
If you are feeling disconnected or lonely,[link widoczny dla zalogowanych]; how can you take care of yourself and feel good on a day set aside for love,[link widoczny dla zalogowanych]?
By Paul Novello - Life Solutions for Gay Men
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4). Plan in advance to do something that will prevent you from having to watch couples fawning over each other,[link widoczny dla zalogowanych]. Get together with people you love - family members and friends or plan something fun to do on your own.
February 14th is known as the day to celebrate love. Countless couples exchange gifts such as flowers,[link widoczny dla zalogowanych], cards, candy,[link widoczny dla zalogowanych], jewelry and dinners with feelings of affection and love for each other. For many singles; however,[link widoczny dla zalogowanych], being alone on Valentine’s Day can evoke feelings of loneliness, self-doubt,[link widoczny dla zalogowanych], unworthiness and even depression.
Author's Bio:
People are either single by choice or because they haven’t found the right partner yet. Others are single due to a break up or death of a partner. Additionally, there are many people in unhappy relationships who often feel isolated and alone even though they are “coupled”.
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.

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Nobody expects NEVER to get a raise or earn more money. They may not believe that this could happen any time soon at their current job but certainly they realize that their life’s ambitions are not limited by their current situation. Unfortunately when they sit down and attempt to map out a financial strategy to get ahead they usually forget a basic fundamental economic principle. Learning new skills always means the ability to earn higher wages,[link widoczny dla zalogowanych].
By Ted Sullivan
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The key to exponential growth in Network Marketing that is important to understand is simply this: You always introduce the business opportunity to others when they buy the products because you are expecting to find some people who will also be interested in the business opportunity. Those people you train to do the same as you are doing. Recommend and introduce,[link widoczny dla zalogowanych].
Since there are considerable tax advantages to owning a home based business you should also consult a tax consultant for information for your province or state. Usually the tax savings amount to over 10% of your income so if you’re careful you can create a business that breaks even in the first month.
By investing in yourself a small portion of the 10% savings to learn the art of network marketing you will have a new skill. This new skill will allow you to over a few short years to establish a business owned by yourself that’s income is only limited by the number of people you introduce the business to as well as train them to do the same,[link widoczny dla zalogowanych].
Most people think earning more money means that they have to have a second and third and maybe even fourth job,[link widoczny dla zalogowanych]. How depressing,[link widoczny dla zalogowanych]! What they really need is an opportunity to earn more income and then have the income grow exponentially. In financial terms this type of income is usually called residual income.
When you go to an investment advisor they always like to explain that if put X dollars in an investment and reinvest the interest then it will begin to grow exponentially. If you practice this type of investment strategy it can lead to a very large sum after 20 years. Especially if over those years you contribute monthly a small amount to cause the principle to grow.
Network Marketing is a business opportunity that can lead to exponential income growth or residual income,[link widoczny dla zalogowanych]. You begin by starting a part time home based business usually called an independent distributorship that earns income by recommending the products to others and earning commission income on those referrals.
Commonly held wisdom tells us that it is a very good idea to save 10% of what we earn,[link widoczny dla zalogowanych].
Most people think such a savings strategy to be extremely difficult if not impossible to follow. However if you read more closely to the advice given by popular authors, they are trying to tell you that you should use some of the 10% you are saving to improve your skills so you can earn more. Their message is to continually improve your earning ability in order to increase the amount you can earn.
Author's Bio:
Over time this simple duplicatable activity will lead to a very large group of people who are doing the same work of recommending the products every day in your organization. Over time this also can lead to very large commission cheques because of the exponential growth,[link widoczny dla zalogowanych].
If you are able to sit down today and adjust your living expenses so that you can live on 90% of your income to start saving 10% you are fortunate indeed. Especially if you happen to live in an urban area where the cost of living is continually increasing. Additionally, if you, as many people do,[link widoczny dla zalogowanych], already give regularly to a local church or charity 10% of your present income that will only leave you with 80% to budget.
By sponsoring new distributors and teaching them to do the same a downline is created. Network Marketing companies pay a percentage of the retail cost of the products back to the distributors. This percentage is divided up amongst the distributors who had a part on recommending the products up to 8 levels deep in the downline. Like the interest investment, the goal is simply to continue recommending the products to others and training those whom you sponsor as new distributors to do the same. This activity ensures that you will experience exponential growth in your organization.
Even in something as simple as weaving carpets there are lousy cheap polyester carpets and very expensive Persian wool rugs,[link widoczny dla zalogowanych]. Some created by lousy carpet weavers at minimum wage,[link widoczny dla zalogowanych]. Other’s created by expert carpet weavers that have studied their craft and honed their skills in modern factories.
Many popular authors of financial self help books explain in great detail that after 20 to 30 years this 10% savings can likely help you retire from your day job. In fact,[link widoczny dla zalogowanych], you probably know of such people that live in your neighborhood that have paid themselves first in this manner and over the years amassed considerable wealth.
Success is not hard. It just takes a bit of work focused on the right activities, activities that create income.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

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Playing a mind game such as a cryptogram, you are increasing your reasoning skills. When you figure out which letter should be replaced with another,[link widoczny dla zalogowanych], you are strengthening a skill that you need in everyday life.
Mind puzzles provide you with the tools to improve your skills in specific areas. Problem solving is the number one skill that many people do not use to its fullest potential. When you have honed your skills, many of the problems that seem insurmountable in the past will be a breeze to solve.
Using mind puzzles such as crossword puzzles can increase your vocabulary over and over again. With a crossword puzzle,[link widoczny dla zalogowanych], you are not only learning a new word, you are learning the definition and how to use it in a sentence.
By Leon Edward
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In society today and the business world, the more you use your mind,[link widoczny dla zalogowanych], the better your success will be. When you have outstanding mind and brain skills and IQ confidence usually follows. Employers hire and promote often the person who masters these characteristics better then a very competitive workforce today.
Another skill that is developed by playing mind puzzles is your powers of deduction. When you play a puzzle that is filled with bizarre twists,[link widoczny dla zalogowanych], using the process of elimination will no doubt assist you in solving the puzzle.
You can gain mental stability when you play mind puzzles for a certain amount of time each day. When you use different types of games, it is assured that you will acquire the correct mental skills.
When you play mind puzzles,[link widoczny dla zalogowanych], you are increasing your ability to think fast. When you complete a mind puzzle a day,[link widoczny dla zalogowanych], you will notice you have gained a sense of security and you will also see the difference in your problem solving skills in a relatively short amount of time.
A great way to keep your brain in shape is mind puzzles and brainteasers. These fun mind games are found everywhere. They are in magazines and store check out counters,[link widoczny dla zalogowanych], they are even in newspapers across the country. They not only give you a break from a stressful day, they actually stimulate your mind.
The skills that mind puzzles develop are the skills that employers are looking for to fill to level positions. When you have the skills, confidence usually follows and employers notice all of these qualities.
Once you are experienced at playing mind puzzles and brainteasers, you can step it up a bit to make it more exciting. If you start timing your games,[link widoczny dla zalogowanych], you can add a whole new level of excitement and test your limits even further.
When you use mind puzzles and brainteasers,[link widoczny dla zalogowanych], you also increasing your ability to use powers of logic to solve an otherwise impossible puzzle. These games may seem like a pleasant diversion in an otherwise chaotic life, but in reality, they actually keep your mind stimulated into drawing a legitimate conclusion.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

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By Vickie Griffith
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Many of us have a talent that we are born with. Many of us don’t use our talent and choose instead to move through our lives working at a mundane daily job that sucks the life out of us. We’d feel like a failure if we were to up and switch careers,[link widoczny dla zalogowanych], wouldn’t we? But we can choose to take that inborn talent and call upon it at any time. Take for example the story about Ricochet,[link widoczny dla zalogowanych], a dog born to become a service dog. Ricochet had flunked out of service dog school,[link widoczny dla zalogowanych], but he had a strange ability to balance on a surf board which allowed him to work with a quadriplegic man teaching him how to surf. It was a dream the man had never thought to come true, but because of Ricochet’s ability,[link widoczny dla zalogowanych], it did.
Now,[link widoczny dla zalogowanych], this talent wasn’t all that unusual for a dog. But it was unusual for a herder. What talent do you have that you’ve been shoving aside, degrading or ignoring? Think about how much joy you might experience if you just brought it out every now and again?
Check out the video of Ricochet Turning disappointment into joy: From Service Dog to SURFice Dog
Vickie Griffith

BreakThrough!
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I put Surrey on a long lead and took her to where the bunny had disappeared. On my command she put her nose to the ground and tracked the bunny around the house to the front yard … to exactly where the bunny was hiding,[link widoczny dla zalogowanych].
Consider Surrey,[link widoczny dla zalogowanych], our rescued Australian Koolie who was bred to herd, but would rather track. We were rehabilitating a young bunny last fall and one day as I was cleaning the hutch, I set the bunny on the ground and went into the house,[link widoczny dla zalogowanych], just for a minute. I returned to find that the bunny was gone. Gone!! How does a bunny with two broken legs just disappear?
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By Lanus Phillips
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One other way out will be for you to undertake an additional job as a way to improve your revenue,[link widoczny dla zalogowanych]. Today you can easily find part-time jobs that will allow you to generate income within your leisure time. Make sure that you pick a job that is not that time consuming if you want to maintain a certain work-life balance. You will find lots of internet that may help you learn more about this subject.
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Real estate costs in metros like Mumbai could also be at a record high. But, on a median,[link widoczny dla zalogowanych], homes across the country are cheaper than they were five or maybe ten years ago.
Oberoi said he's within the market to shop for land.
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The developer, backed by Morgan Stanley,[link widoczny dla zalogowanych], raised 10.3 billion rupees when selling shares at 260 rupees every in an initial public providing in October 2010. Oberoi Group is one of the 2 listed real estate developers in India having a net operating cash surplus after taking into account debt servicing.
As India's biggest developers are failing to rein in record debt as they grapple with high borrowing prices, dwindling sales and banks reluctant to lend developers. As Oberoi Group with no debt and concerning thirteen million rupees ($244 million) in money can profit of falling costs to shop for land as he stated.
Report given by Oberoi Realty that 5% increase in earnings to 1.43 billion rupees within the 3 months ended March thirty first because the company increased the costs of residential property in Mumbai beating analyst estimates,[link widoczny dla zalogowanych].
Missing Clarity:
By Vinay Jain
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Mumbai’s amended building rules for home construction can spur new property in Mumbai and increase offer in India’s costliest property market,[link widoczny dla zalogowanych], where permissions to make had returned to a virtual halt. New rules by the state government can permit homebuyers to expand the scale of their residences by enclosing areas like balconies,[link widoczny dla zalogowanych], flower beds and terraces. Because the rules have crystallized what one will get, the fundamental land potential is evident. Discrimination between 2 developers has currently gone as everybody gets identical space. It’s leveled the taking part in field in a very massive approach,[link widoczny dla zalogowanych], that is astounding.
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As the home buyers are waiting for the correct time to buy the property in Mumbai. Oberoi Group,[link widoczny dla zalogowanych], who is India's second largest developer by market value as said in the interview in Mumbai - he don’t want to waste the bullets as these are the high-cost acquisitions and they can make or break a company.
Prices of the residential property in Mumbai, India’s most expensive may extend their 15 percent decline this year as high borrowing costs force indebted developers to sell real estate. The land transactions have dried up as buyers aren’t willing to pay higher prices or ferociously compete to purchase land while sellers have been holding out.
Analysts have expressed concern that Oberoi cluster isn’t deploying money to shop for land and putting the cash to higher use. The “missing clarity” on new land acquisitions is also a retardant on valuations with “idle cash” giving lower returns. He retained his “accumulate” rating on the stock and raised the target value by seventeen percent to 315 rupees a share, citing sturdy sales within the fourth quarter.
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What to do About Job Dissatisfaction
The daily grind at a job that isn’t satisfying is going to affect your mood. It’s likely to impact how you feel about getting up in the morning to go to work, how you approach the upcoming work week,[link widoczny dla zalogowanych], and what sort of mood you are going to return home in. If you are feeling anxious, frustrated, overwhelmed,[link widoczny dla zalogowanych], or burned out, it will impact your ability to relate to your spouse. Communication and intimacy may be impacted.
Disliking your job is also likely to impact your energy levels. Being tired of your job can mean you are going to feel tired all the time. It can interfere with a person’s leisure activities and social life. If you come home from work too exhausted to help out around the house or even interact with your spouse, it can lead to a marital disaster.
Mood
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
Sleep and Energy
Stress impacts a person’s ability to sleep. When people dislike their work,[link widoczny dla zalogowanych], it can interfere with their sleep cycle. Lack of sleep may interfere with your spouse’s sleep habits. It’s also going to make you less able to deal with stress.
The coping strategies people develop to deal with a difficult job are sometimes not very healthy. Sometimes people turn to drugs and alcohol to deal with work related stress. At other times,[link widoczny dla zalogowanych], people try to become apathetic. This apathy leads to an “I don’t care” attitude so that they can’t stop caring about work and it reduces stress. However, this apathetic attitude can spillover into home life. If you don’t care about your daily tasks at the office,[link widoczny dla zalogowanych], you may become apathetic about your household responsibilities too. Giving up personal pride and sense of accomplishment and satisfaction can cause you to put less effort into your marriage.
If you aren’t satisfied at your job,[link widoczny dla zalogowanych], it’s possible you are feeling supported by your boss and co-workers. A lack of support at work may impact you in several different ways. Perhaps you depend more heavily on your spouse for emotional support around job related issues. Or maybe you begin to withdraw from everyone,[link widoczny dla zalogowanych], including your spouse. It is important to have support at work in order to process work related issues at the office.
By Cedric Benson
See all Articles by Chris HartwellGet Updates on MarriageGet Updates on Chris Hartwell Average: 1 Your rating: None Average: 1 (1 vote) Tweet
If you dislike your job, is it possible that it is going to affect your marriage? Or do you think that you can separate work enough from your home life that it won’t matter? There’s several different ways that job stress can impact your home life,[link widoczny dla zalogowanych], including your marriage.
Sometimes people have difficulty setting boundaries between work and home life. Sometimes people feel obligated to continue working after arriving home. And for some jobs, this may be a requirement. Answering emails,[link widoczny dla zalogowanych], text messages, and phone calls during time off can impact a person’s job satisfaction. It is also going to interfere with your marriage. It will make you less available to your spouse and decrease the amount of quality time you spend together.
Other people become under-involved with work when they dislike their job. Some people may experience increased absences on the job when they don’t like what they are doing. People are also at higher risk of quitting their job. This can lead to increased financial stress, which is going to affect your marriage.
Over-Involvement or Under-Involvement with Work
If you dislike your job and it is impacting your marriage, it may be time to re-evaluate. Take a look at what contributes to the stress at your job and consider what changes may be able to be made. Consider whether or not you need to stay at your current job. If a change is possible,[link widoczny dla zalogowanych], evaluate your options. If you don’t feel like you can find a new job that will be more satisfying,[link widoczny dla zalogowanych], learn some relaxation skills and coping strategies. Learning new skills can help improve your overall job satisfaction and can help your marriage as well.
Coping Strategies
Support
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

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3. Have your child enroll for a 2-year program first and then have them transfer to his or her desired school. This will help you reduce your college costs,[link widoczny dla zalogowanych], but you must make sure that your child's credits are transferable. Additionally, be aware that some schools limit financial aid packages to transfer students. Planning is the key!
8. Apply to schools that are "looking" for your student. Post-secondary institutions attempt to meet enrollment goals by giving better financial aid packages to students that they feel offer the "best fit" for their school. Understanding what your selected institutions are looking for and matching your needs to theirs, can improve your chances of receiving a generous package. A good starting point would be to go to the schools website, enter the phrase "Freshman Class Profile" into the search box. Click the search button and let the Internet do its magic. And if your child is a good "match,[link widoczny dla zalogowanych]," never underestimate the power of a few phone calls. Establishing relationships with the admissions, financial aid, academic personnel and area alumni representative prior to formal application can go a long way in reducing out of pocket expenses.
College costs are on the rise and show no signs of slowing their climb. According to the College Board's "Trends in College Pricing" the average annual cost for in-state tuition ranges from $17,336 for public institutions to a whopping $35,374 for private universities. Adding insult to injury, college expenses are typically paid with after-tax dollars, which means that if you're in the 28 percent tax bracket, you need to make $24,[link widoczny dla zalogowanych],075 to pay a public institution's $17,336 tuition.
9. Understand the demographics of the Freshman Class Profile. If your daughter wants to major in an area that is typically dominated by males and she is in the top 20-25% of the incoming freshman class, the college could be more willing to reach out to her with an award package that consists of more institutional money vs. an award package loaded up with loans.
5. Don't fall into the "there is only one right college for my child" trap! This costly mindset means that you limit yourself to that particular university's financial aid resources and you completely eliminate the use of competing award letters. A good college exploration process will produce many "right colleges" to consider, which can lead to big college cost savings.
10 Ways Parents Can Cut College Costs Now For Their Senior High School Student
4. Understand that most university placement exams don't lead to college credits. In other words,[link widoczny dla zalogowanych], a placement examination merely transfers a student out of a particular class. The original graduation credit requirements still apply and, thus,[link widoczny dla zalogowanych], so do the associated costs. On the other hand,[link widoczny dla zalogowanych], incorporating successful AP or AP alternative testing, reduces graduation credits and college costs. So be sure and check with your considered universities as to their acceptance of these credits and devise a plan that can help you improve your college financial experience.
Despite the bad news, the good news is that families can still play the college financial aid game and win if they employ some smart strategies.
1. Apply early in your senior year – which means apply now! Colleges go under extreme amounts of pressure to meet early deadlines for enrollment goals. To help meet their goals,[link widoczny dla zalogowanych], some institutions will award merit scholarships to students who apply early in their senior year. This is one of the easiest ways to reduce the cost your family pays out of pocket for college. So get busy filling out college applications now.
Failing to follow the tips in this article and in my newsletter at will unnecessarily cause you to pay full price for your child's education. But if you take this peek into the future of college costs and combine it with the ideas mentioned above, you may be well on your way to saving thousands of dollars in college expenses.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
2. Be proactive on your appeal strategy. Keep in mind that once you receive your award letter most of the financial aid has been assigned. Therefore, it may make sense to notify your financial aid office of special circumstances that you feel warrant consideration. Do this immediately after you have filed your financial aid applications and prior to receiving award letters. Make sure that your appeal is based upon real circumstances such as a loss of job, disability and inflated income due to bonus that will not be received this year.
7. Understanding how each prospective institution packages their financial aid is an essential part of receiving the "best" financial aid package. Many universities are required to include a minimum amount of self-help aid before any grant or gifted (free) money is awarded. Self-help aid includes interest-subsidized or unsubsidized loans and work-study programs that must be repaid through financial obligation or service to the school or state. So, what's the best strategy for big savings? Applying to schools that historically award a higher percentage of grants or gifted money and a lower "self-help level" can stretch your educational dollars.
By Marc Hill
See all Articles by Marc Hill Get Updates on General Self HelpGet Updates on Marc Hill Average: 2.333335 Your rating: None Average: 2.3 (3 votes) Tweet
10. Get a handle on the geographic regions that the majority of the incoming freshman class is from. You can to use this to your economic advantage. Let's say your daughter is from a small city in the west like Estes Park, CO. She has her heart set on pursuing a male dominated major, like engineering, at a school located in the New York area. Chances are that school can get as many students from the New York area as they want, but they may not be able to get that many from Estes Park, CO. Your daughter may be able to add some much needed "diversity" to the student population and the college may be willing to pay for that diversity.
6. If you are applying for financial aid to an institution that uses the FAFSA application, keep in mind that the methodology used in computing your EFC takes into account the age of the oldest parent. As the eldest parent matures, your EFC should decrease. Therefore,[link widoczny dla zalogowanych], if the eldest parent has a birthday in January of the year in which FAFSA application is submitted, you may want to consider signing the financial aid application on the day of or after your birthday. This may reduce your EFC and could lead to a reduction in your total costs. And, make sure you get your financial aid applications in correctly and by the schools priority deadline, if not sooner.
With numbers like these, many parents are on the verge of panic about college. They've watched their education savings vanish in our nation's battered economy and,[link widoczny dla zalogowanych], as scholarships and grants dwindle,[link widoczny dla zalogowanych], they find themselves struggling to figure out a way to pay for college. In this pressure-filled environment,[link widoczny dla zalogowanych], most families end up taking on unhealthy levels of debt - debt that can take years to pay off.
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auosyfoai

The and solution can be applied in many scenarios, including:
• Negotiating a contract where there is a deadlock
• Reaching team consensus
• Making a decision
A health care administrator looked at the and concept in her life,[link widoczny dla zalogowanych]. She was married and spent more and more time in her job than with her family,[link widoczny dla zalogowanych]. She knew that she was not in alignment because she wasn’t spending energy on what was really important in her life: her husband and daughter.
For a while,[link widoczny dla zalogowanych], she continued with her full-time Administrator position. Her co-workers would make fun of her as she was creating her side business (her “and” solution). By working through her exit strategy, she noticed that she spent quality time with her daughter and replaced her income as an Administrator.
One day,[link widoczny dla zalogowanych], she decided to start a home-based business. Initially,[link widoczny dla zalogowanych], she couldn’t imagine how she would do both. She developed a written exit strategy from her day job. Each day she took small steps to grow her home-based business. Each evening she and her daughter would spend time together bonding by working the business.
That day came when she walked into the organization and announced her resignation,[link widoczny dla zalogowanych]. She was excited for the flexibility that business ownership brought her and improved her work-life balance,[link widoczny dla zalogowanych]. She also realized the amount of growing support she received from the other people she met who were also involved in the home products business,[link widoczny dla zalogowanych].
When confused, we become mentally paralyzed. We often look at this or that causing a rise in anxiety,[link widoczny dla zalogowanych], fear or frustration. We get stuck because we’re looking at only two options: this or that.
Another client was stuck in defining what kind of business she should start. She vacillated between two types of businesses (that had a common link) both using her innate talent of public speaking. At first, she couldn’t see this link. Then, I simply asked her to consider the and solution and suddenly the light bulb went on. She identified the common denominator in both options adding them into her business model which brought her multiple income streams.
We all get stuck at some point unsure about what choice to make,[link widoczny dla zalogowanych]. It might be from a plan that is not working as anticipated or of an underlying fear of the unknown keeping us from making the decision.
Where in your life could you use the “and” solution?
When our minds get fixed in a this-or-that scenario, our creative juices stop. We can get those juices flowing again if we consider how things can be integrated. When you’re stuck in a this-or-that scenario, ask yourself how you could combine the options. By integrating or taking pieces from both options,[link widoczny dla zalogowanych], you find a brand new alternative that works.
Author's Bio:
By Lisa Mininni
See all Articles by Lisa MininniSee Lisa Mininni&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on EntrepreneursGet Updates on Lisa Mininni Average: 2 Your rating: None Average: 2 (1 vote) Tweet
If she never considered this and that, she would have stayed working in a dead-end job. Instead, she built a business and life she loved. Many entrepreneurs make the mistake of thinking they have to take extreme measures by quitting their day job to start up a business. Often times, you can work through the and solution.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

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by: Geoff Ficke
These are troubling economic times in the United States and in Europe. Even the least informed citizen instinctively understands this fact. Government debt is piling up, countries are bankrupt, companies are downsizing and hesitant to hire in a time of grating uncertainty. The party environment enjoyed during the decades of the ‘90’s and 2000’s, built on debt and a credit bubble, has been followed by a real psychological and fiscal implosion. Very few people are not being deeply affected and facing real lifestyle diminishment in this environment.
Another example of creating one’s own job, and small business opportunity, is seen in a client whose passion was babies. Her own children had been memorialized in a number of unique ways and she was often asked by friends if she could provide commemorative treasures for them. Plaster of Paris molds of baby feet and hands were particularly popular with parents of neonates. My Consumer Product Development and Marketing Consulting firm suggested that she expand the service and as Sales traction occurred introduce a packaged version of the product so that parents and grandparents everywhere could experience the pleasure of interacting with their infants in this most endearing way. The fully packaged version of the product is now being readied and will be introduced to the Juvenile and Baby Product Retail Market this fall.
The simple question I most often hear asked by prospective clients at my Marketing Consulting firm is this: “There are no jobs,[link widoczny dla zalogowanych], how can I find a way to make a living”? The answer to this most elemental question varies widely depending on a person’s background,[link widoczny dla zalogowanych], skills, interests,[link widoczny dla zalogowanych], available financial resources and personal makeup. Invariably the path forward that is most open for many people is to create their own position.
My prospective client shared that she was most keen about her hobby of Engraving. She showed me a selection of her work. For a number of years this lady had been providing friends and family with commemorative etchings and engravings applied to substrates such as pewter, marble, granite, wood and other surfaces. The work was of excellent quality. This lady had honed her skills but had never before considered selling or commercializing her work. The layoff from her buying position had forced her to start thinking outside of the proverbial box.
My firm organized a Business Plan, Sales Model, Branding and Marketing Strategy, and Public Relations campaign to introduce the etching service. The client was driven,[link widoczny dla zalogowanych], ambitious and thrilled that she was providing a service that was pleasurable and fulfilling both for her and her customers. Recently, while executing her Business Plan, she expanded her service by renting a Kiosk in a major regional mall. She has hired college students to man the kiosk and is in the process of expanding to a second location. Sales have expanded to the point that as her severance funds are almost exhausted, she will be able to support her family on the revenue her new Enterprise is generating.
In a Jobless Economic Recovery Why Not Create Your Own Job?
By Geoff Ficke
See all Articles by Geoff FickeSee Geoff Ficke's Expert PageGet Updates on Business ConsultingGet Updates on Geoff Ficke Average: 2.5 Your rating: None Average: 2,[link widoczny dla zalogowanych].5 (2 votes) Tweet
We live in an age where for the first time in history there is a social safety net provided by government and service agencies in most developed countries. For most of human history everybody created their own job. There was no state assistance or welfare except for religious charity. People lived, worked, married and died in the same town or village where they were born. Mobility and portability of both travel and skills was almost unknown.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
Immigrants almost always come to developed countries without language skills, deep pockets or connections. Invariably they become self-employed and many advance to build prosperous small businesses. A man with an old pickup truck,[link widoczny dla zalogowanych], a ladder and a tool box can find gainful paying work in any neighborhood. Hauling, lawn care, painting,[link widoczny dla zalogowanych], simple building repairs or trimming trees are only a few ways that an aspiring workman can create their own job. The housecleaning service that we use at our home is owned by a lady from El Salvador who labored herself in homes and has built a crew of three women who she now employs.
We have worked with people who were avid Golfers, Hunters,[link widoczny dla zalogowanych], Fisherman,[link widoczny dla zalogowanych], Cooks and Bakers, Artisans, Inventors, Estheticians, Athletes, Hobbyists of every stripe,[link widoczny dla zalogowanych], passionate Herbalists, Fashion designers and many other types of skill sets possessed by people seeking to turn their interests into their work. In almost every case, the result is an opportunity for those willing to create their own job. They even have fun and enjoy what they do for a living.
I am not suggesting that everyone can succeed without someone else providing their job. Most people simply cannot make it as a solo operator. Entrepreneurs, and a sole proprietor is the incarnation of an entrepreneur, are always willing to take risks. This eliminates those that reflexively look to others for opportunity.
Recently I met with a Retail Chain Store buyer who had been down-sized. She had received a small severance package from her employer, and as I Consulted with her she readily confided that she had not enjoyed her work for a number of years and was keen to take the Entrepreneurial path. I probed her for information about hobbies, skills or passions that she pursued and enjoyed.
Today we have forgotten how difficult subsistence life was as recently as the early 20th century. The availability of government assistance in many varied forms has dulled instincts, ambition and the ability to accept any level of risk for too many people. However,[link widoczny dla zalogowanych], for others the loss of a career or job has been the impetus for personal reinvention and the discovery of opportunity in fresher, better pursuits. These hardy souls create their own jobs and incomes.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

auosyfoai

Limiting beliefs are universal. No matter who we are, or what we’re doing,[link widoczny dla zalogowanych], it’s always a bit hard to step outside of our comfort zone. Doing something new and different can be intimidating. Even if it’s something that we want with every fiber of our being, there can be things holding us back from achieving what we want.
Eyebrow: Letting go of all my fears and self doubts
Inside eye: About my ability to find a better job
Under eye: I’m an intelligent and capable person
Under nose: I would be an asset to anyone that hired me
Chin: Moving toward a feeling of confidence in myself and my abilities
Collar bone: Continuing to let go of my doubts and fears
Under arm: As I fully acknowledge my own skills and abilities
Top of head: Feeling confident in my ability to find a job I can love!
Karate chop:
You may very well find that you’ll need to readdress some of those limiting beliefs. Circumstances can cause doubts and fears to rear their heads,[link widoczny dla zalogowanych], even after you think you’ve dealt with them completely. Don’t get discouraged. Just keep tapping,[link widoczny dla zalogowanych], and sooner or later those limiting beliefs will have disappeared,[link widoczny dla zalogowanych], and you’ll find yourself moving happily toward your goal.
Eyebrow: I’m so miserable in my job
Inside eye: I dread going in every single day
Under eye: I look for excuses not to have to go to work
Under nose: My job is driving me crazy
Chin: I know that I need to find another job
Collar bone: But I just can’t see that happening
Under arm: Who would want to hire ME?
Top of head: I’m going to be stuck in this awful job forever,[link widoczny dla zalogowanych]!
Author's Bio:
Eyebrow: I sure wish I could find a job that wouldn’t make me so miserable
Inside eye: But I’m afraid I can’t do that, so I’m not really even trying
Under eye: I’m afraid that nobody would hire me
Under nose: So I just stay in this job that I hate
Chin: It’s time to take some action
Collar bone: And to recognize that I COULD find another job
Under arm: Starting to release the fear of leaving my job
Top of head: I’m ready to take some positive steps.
If you take a little time to write an affirmation for whatever it is that you want to do, and then repeat that affirmation out loud, the tail enders will almost certainly come. We all have self doubts. Make a list of all those tail enders,[link widoczny dla zalogowanych], and don’t be discouraged if there are quite a few of them.
This is a perfect time for folks to listen for those tail enders. Your self talk may be along the lines of “I know I can handle doing such-and-such”, but your tail enders may be things like “Who am I fooling?”,[link widoczny dla zalogowanych], “I don’t have the experience to do that”, and “I don’t know enough about such and such to do it”.
Sample Tapping Script: Limiting Beliefs About Finding a New Job
This is the place where EFT can work wonders. Using your list,[link widoczny dla zalogowanych], find the tail ender that has the most emotional charge for you. Don’t think you know enough to accomplish your goal? Start tapping on that, and as you eliminate each of those limiting beliefs,[link widoczny dla zalogowanych], move on the next one on the list, until you’ve worked on them all.
By Pat Burns
See all Articles by Pat BurnsSee Pat Burns's Expert PageGet Updates on Emotional Freedom Techniques (EFT)Get Updates on Pat Burns Average: 3.5 Your rating: None Average: 3.5 (2 votes) Tweet
Even though I’m really miserable in my job because ____________,[link widoczny dla zalogowanych], I deeply and profoundly love and accept myself. Even though it would be wonderful if I was able to find a new and better job,[link widoczny dla zalogowanych], and I’d be a happier person, I don’t think it will happen because _________, but I deeply and profoundly love and accept myself. Even though the best thing I could do for myself is to get out of this darn job, I really don’t think that I’ll be able to find another job,[link widoczny dla zalogowanych], but I deeply and profoundly love and accept myself.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.

auosyfoai

One of our mentors is always reminding us that we need to "let go of something of a lower nature to get something of a higher nature." And though this makes sense on an intellectual level, it can be challenging to remember that in the moment of needing to let go.
This worked really great for us w hen we were living in caves. It truly kept us safe - it kept us alive and allowed humanity to evolve to the point it is today,[link widoczny dla zalogowanych].
Remember, you need to let go of the lesser, so you receive the greater and live in the abundance and joy you deserve!
What's happening is our ego - the reptilian brain - can be so caught up in limited thinking and fear of change,[link widoczny dla zalogowanych], that it won't allow us even for a second to contemplate letting go of anything - until it can see, taste, touch, smell and hear, with absolute certainty, what the outcome will be and that it will be "safe" there.
If your business is not where you want it to be this year, schedule a complimentary Strategy session with Paige and Brian. We will discuss your business and show you ways you can begin to attract more clients right now,[link widoczny dla zalogowanych], while staying in integrity with who you are.
Begin to look at where you are "holding on" and holding yourself back. Begin today to create a plan to change, grow and expand and then begin taking action on that plan.
It is when we have the courage to let go of the lesser - that which no longer serves us - that we can step into the greater and grow into our greatness.
And it's important to remember that the number one Universal Law is that Life is in a constant state of expansion. This means if we are not expanding and growing, we are contracting and dying.
Imagine you have a quarter in your hand. Now make a tight fist. Now imagine you are trying to receive a hundred dollar bill someone is trying to hand you - without opening up your fist. See, it's really difficult, if not, impossible to receive it. Now imagine your hand opening up,[link widoczny dla zalogowanych], letting go of the tension of your fist around the coin. Now you can easily receive the hundred dollar bill.
Is it where you are living,[link widoczny dla zalogowanych]? Is it your office? Is it a client you need to release? Is it a business partner you need to move away from? Is it a relationship that no longer serves you,[link widoczny dla zalogowanych]? Is it a job you're still in?
Author's Bio:
By Paige Stapleton and Brian Stark
See all Articles by Paige Stapleton and Brian StarkSee Paige Stapleton and Brian Stark's Expert PageGet Updates on EntrepreneursGet Updates on Paige Stapleton and Brian Stark Average: 1,[link widoczny dla zalogowanych].4 Your rating: None Average: 1,[link widoczny dla zalogowanych].4 (5 votes) Tweet
For example perhaps you have a partnership,[link widoczny dla zalogowanych], a relationship, a house,[link widoczny dla zalogowanych], a client, a team member, a job, etc. that is no longer serving you. It is keeping you from growing,[link widoczny dla zalogowanych], but it feels impossible to "let it go."
Your Authentic Assignment
Where in your life and business are you holding on to the lesser and not making room for the greater? Another way to ask this is what are you tolerating in your life,[link widoczny dla zalogowanych]?
However, to our ego, the thought of expansion, growth and change equals danger and death. So this deeply embedded need to stay "safe and sound" can actually destroy our business (and our life).
You see, the ego wants to "hold on" to what it has, but as long as we are holding on we cannot open up to the greater experience which is trying to come into our business and our life.
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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.